Comments for Catch a Gideon http://www.catchagideon.com Successful Personal Finance Blog Sat, 17 May 2008 03:23:44 +0000 http://wordpress.org/?v=2.0.4 Comment on So Bank of America Has Managed to be Worse by doc Hecky http://www.catchagideon.com/2007/02/02/so-bank-of-america-has-managed-to-be-worse/#comment-22177 Mon, 15 Oct 2007 17:40:24 +0000 http://www.catchagideon.com/2007/02/02/so-bank-of-america-has-managed-to-be-worse/#comment-22177 Your right! In 1987 BoA was the Bank my uncle used for decades in LA beside his Bank of Israel. He hooked me up in Pasadena. Great people, A service until the bad student loan wave made them greedily up to today. Last week the mortgage crunch caused them to re-evaluate our credit even we are fixed. I wanted to secure our budget until the end of 2008 with an existing line of credit. When the bought MBNA they doubled our payments. My wife explained 8 times that it is a safety cushion to keep cash flow and not intended to buy anything nor pay other credit cards off (we do not have). We farm and I work for decades for a European company in the US. It is a seasonal income flow. So the BoA lady got upset and in a personal vengeance from our view, downgraded all our BoA (former MBNA) lines of credit even we have an excellent credit report for years. With the US government needs for funding, is it time to leave the US and go back to Europe? Was the citizenship just a joke to be a victim of capitalism? Your right!

In 1987 BoA was the Bank my uncle used for decades in LA beside his Bank of Israel. He hooked me up in Pasadena. Great people, A service until the bad student loan wave made them greedily up to today.
Last week the mortgage crunch caused them to re-evaluate our credit even we are fixed. I wanted to secure our budget until the end of 2008 with an existing line of credit. When the bought MBNA they doubled our payments.
My wife explained 8 times that it is a safety cushion to keep cash flow and not intended to buy anything nor pay other credit cards off (we do not have).

We farm and I work for decades for a European company in the US. It is a seasonal income flow.
So the BoA lady got upset and in a personal vengeance from our view, downgraded all our BoA (former MBNA) lines of credit even we have an excellent credit report for years.

With the US government needs for funding, is it time to leave the US and go back to Europe? Was the citizenship just a joke to be a victim of capitalism?

]]> Comment on Follow Up or Fail - Ch 13 of Never Eat Alone by Katherine http://www.catchagideon.com/2007/05/03/follow-up-or-fail-ch-13-of-never-eat-alone/#comment-14117 Thu, 14 Jun 2007 21:19:19 +0000 http://www.catchagideon.com/2007/05/03/follow-up-or-fail-ch-13-of-never-eat-alone/#comment-14117 Follow up with those who were the go between for you and someone else - Unless that go between has the ability to persuade the person you want to remain in contact with or manages the main contact's daily email/mail/life...from personal experience, it's never a bad thing to make sure the secretary knows who you are and where you stand with their boss. The secretary is the one who determines if you’re important enough to pass that phone call on. Follow up with those who were the go between for you and someone else -

Unless that go between has the ability to persuade the person you want to remain in contact with or manages the main contact’s daily email/mail/life…from personal experience, it’s never a bad thing to make sure the secretary knows who you are and where you stand with their boss. The secretary is the one who determines if you’re important enough to pass that phone call on.

]]> Comment on Pay off high interest debts before investing or saving by Update on the money situation! Doing great! | Saving for a Wedding http://www.catchagideon.com/2006/10/31/pay-off-high-interest-debts-before-investing-or-saving/#comment-8234 Tue, 01 May 2007 00:58:55 +0000 http://www.catchagideon.com/2006/10/31/pay-off-high-interest-debts-before-investing-or-saving/#comment-8234 [...] Here’s a couple useful personal finance posts that we find very relevant: It is best to pay off credit cards, before investing or buying other goodies How to plan a wedding in 30 days - Great tips on saving a little extra cash 5 not so obvious ways that you might be wasting money and not saving money More excellent wedding savings tips - Gotta love being frugal! digg_url='http://www.savingforawedding.com/2007/04/30/update-on-the-money-situation-doing-great/'; digg_skin = 'button'; digg_bgcolor = '#FFFFFF'; digg_title = 'Update on the money situation! Doing great!'; digg_bodytext = ''; digg_topic = ''; Powered by Gregarious (42) Share This Post By Tanner Filed under : Wedding, Financial Links On April 30, 2007 At 9:00 pm Comments : (Please Rate This Post)  Loading ...   [...] […] Here’s a couple useful personal finance posts that we find very relevant: It is best to pay off credit cards, before investing or buying other goodies How to plan a wedding in 30 days - Great tips on saving a little extra cash 5 not so obvious ways that you might be wasting money and not saving money More excellent wedding savings tips - Gotta love being frugal! digg_url=’http://www.savingforawedding.com/2007/04/30/update-on-the-money-situation-doing-great/’; digg_skin = ‘button’; digg_bgcolor = ‘#FFFFFF’; digg_title = ‘Update on the money situation! Doing great!’; digg_bodytext = ‘’; digg_topic = ‘’; Powered by Gregarious (42) Share This Post By Tanner Filed under : Wedding, Financial Links On April 30, 2007 At 9:00 pm Comments : (Please Rate This Post)  Loading …   […]

]]> Comment on Changing Jobs? Leave the Cash in your 401(k) by kosarit.com http://www.catchagideon.com/2007/04/27/changing-jobs-leave-the-cash-in-your-401k/#comment-7524 Fri, 27 Apr 2007 15:54:11 +0000 http://www.catchagideon.com/2007/04/27/changing-jobs-leave-the-cash-in-your-401k/#comment-7524 <strong>Changing Jobs? Leave the Cash in your 401(k)...</strong> A study in 2004 indicated that 45% of departing employees took a cash distribution from their 401(k) accounts, and 27% cash out completely. This is horrible news as cashing out your 401(k) takes a large penalty (10%) plus the lost investment potential ... Changing Jobs? Leave the Cash in your 401(k)…

A study in 2004 indicated that 45% of departing employees took a cash distribution from their 401(k) accounts, and 27% cash out completely. This is horrible news as cashing out your 401(k) takes a large penalty (10%) plus the lost investment potential …

]]> Comment on Changing Jobs? Leave the Cash in your 401(k) by Willster http://www.catchagideon.com/2007/04/27/changing-jobs-leave-the-cash-in-your-401k/#comment-7471 Fri, 27 Apr 2007 09:51:34 +0000 http://www.catchagideon.com/2007/04/27/changing-jobs-leave-the-cash-in-your-401k/#comment-7471 Unfortunately I was one of those bright few that decided to withdraw money from their 401k upon leaving jobs. I certainly don't plan on making that mistake twice. What a lot of people don't realize, though, at least of the other people I knew doing this same thing, is that if you use that money towards paying off education costs you can get around the huge 10% early withdrawal tax. Even so, you have to ask yourself: Am I going to make a habit of cutting into my retirement savings any time my funds are in slim supply? Or would that money be better off left alone, compounding interest ever year? Unfortunately I was one of those bright few that decided to withdraw money from their 401k upon leaving jobs. I certainly don’t plan on making that mistake twice.

What a lot of people don’t realize, though, at least of the other people I knew doing this same thing, is that if you use that money towards paying off education costs you can get around the huge 10% early withdrawal tax.

Even so, you have to ask yourself: Am I going to make a habit of cutting into my retirement savings any time my funds are in slim supply? Or would that money be better off left alone, compounding interest ever year?

]]> Comment on Managing the Gatekeeper, Artfully - Ch 10 of Never Eat Alone by Dane http://www.catchagideon.com/2007/04/24/managing-the-gatekeeper-artfully-ch-10-of-never-eat-alone/#comment-7276 Wed, 25 Apr 2007 19:35:51 +0000 http://www.catchagideon.com/2007/04/24/managing-the-gatekeeper-artfully-ch-10-of-never-eat-alone/#comment-7276 I just loved this post. I’m the assistant to high level exec. in DC. Because the perspective hires feel more comfortable chatting with me on the phone, by boss takes great stock in what my opinion of them is. When the person is exceptionally pleasant I do my best to get them noticed. I just loved this post. I’m the assistant to high level exec. in DC. Because the perspective hires feel more comfortable chatting with me on the phone, by boss takes great stock in what my opinion of them is. When the person is exceptionally pleasant I do my best to get them noticed.

]]> Comment on Bogleheads E-Book Available by Alex http://www.catchagideon.com/2006/12/07/bogleheads-e-book-available/#comment-7216 Wed, 25 Apr 2007 10:42:08 +0000 http://www.catchagideon.com/2006/12/07/bogleheads-e-book-available/#comment-7216 Thank You Thank You

]]> Comment on Managing the Gatekeeper, Artfully - Ch 10 of Never Eat Alone by CT http://www.catchagideon.com/2007/04/24/managing-the-gatekeeper-artfully-ch-10-of-never-eat-alone/#comment-7068 Tue, 24 Apr 2007 11:24:14 +0000 http://www.catchagideon.com/2007/04/24/managing-the-gatekeeper-artfully-ch-10-of-never-eat-alone/#comment-7068 Isn't this good advice when dealing with anyone in general? Don't treat anyone like an adversary when you're dealing with them, even if they really are your adversary. Isn’t this good advice when dealing with anyone in general? Don’t treat anyone like an adversary when you’re dealing with them, even if they really are your adversary.

]]> Comment on How to Fight Computer Fatigue by jalm1 http://www.catchagideon.com/2007/04/22/how-to-fight-computer-fatigue/#comment-6953 Mon, 23 Apr 2007 00:58:23 +0000 http://www.catchagideon.com/2007/04/22/how-to-fight-computer-fatigue/#comment-6953 Good points! It is way to easy to end up sitting in an improper position throughout the day. Good points! It is way to easy to end up sitting in an improper position throughout the day.

]]> Comment on 8 Amazingly Easy Ways to Save Money on Gas by fivecentnickel.com http://www.catchagideon.com/2007/03/29/8-amazingly-easy-ways-to-save-money-on-gas/#comment-5367 Sun, 01 Apr 2007 03:40:48 +0000 http://www.catchagideon.com/2007/03/29/8-amazingly-easy-ways-to-save-money-on-gas/#comment-5367 <strong>Weekly Roundup - 03/30/07...</strong> Here’s a quick look at some of the articles that caught my eye over the past week… Flexo talks about ten ways to spend your tax refund for fun. Jim reviewed the Chase Freedom reward credit card. FMF talks about a simple move that could save you a... Weekly Roundup - 03/30/07…

Here’s a quick look at some of the articles that caught my eye over the past week…

Flexo talks about ten ways to spend your tax refund for fun.
Jim reviewed the Chase Freedom reward credit card.
FMF talks about a simple move that could save you a…

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